Chris Healy Top 40 Homes - Rhode Island
COLDWELL BANKER
Providence, RI 02906
401-258-8534 Office
401-270-6176 Fax Email
Chris Healy's 150+ Point Commitment
"My clients live busy lives, even before the added work of buying a home!
I'm a full-time Homebuyer's Agent . . . Here are 150+ things I do for clients".
Chris Healy, - Buyer's Agent -
Chris Healy's 150+ Point Commitment
to his homebuying clients
Provide access to MLS listing database of homes & condos for sale
Provide complete addresses of properties for sale
Provide information on neighborhoods, schools and points of interest
Provide demographic information on Towns and neighborhoods Provide area street map
Give preliminary overview for the City and neighborhoods
Explain past market performance
Give an overview of current market conditions and projections
Explain Coldwell Banker's and my credentials and accomplishments in the market
Explain my profile and "niche" in the marketplace
Provide references from past clients
Explain past local real estate development and outline new development plans
Point out neighborhoods in decline and those improving
Discuss renting vs. buying
Discuss pros and cons of property types condo, single family, multi-family, investment
Show how RI neighborhood values can change from street to street
Explain how neighborhood and street locations can effect present and future-value
Explain different agency relationships and buyer's options under RI law Explain legal obligation of the seller's agent is to the seller, not the buyer
Explain benefits of buyer's agency
Determine buyer's preference for working with a Realtor and agree on a agency roll
Explain the ways realtor commissions are paid in RI and typical commission splits
Complete a written Buyer's Agent commitment Loyalty - Put buyer client's interest ahead of all others, including my own
Promptly return buyer client's emails and phone calls
After hours and weekend availability to clients
Demonstrate skill and expertise in servicing buyer clients Keep confidential all buyer client's personal and financial information Disclose to buyer client all known relevant information
Listen to buyers preferences and dislikes Hear buyers short and long term plans for a property and reasons for purchasing
Provide insights regarding buyers plans
Listen to buyer's preferences for price range, size, style, location and other home criteria
Obey buyer clients instructions Assist with mortgage pre-approval
Explain City ordinances that can effect property choice (restrictions, parking, etc.)
Review, advise and refine search criteria with buyer Enter buyers criteria into a database for email delivery of new listings Provide listings of properties that match buyer's criteria
Provide listing information on specific properties a buyer inquires about
Provide insights and guidance on whether properties match buyer's criteria Provide unbiased selection of properties that best match search criteria Explain the positive and negative features of all homes under consideration
Refine initial selection by adding and subtracting properties Give buyer clients initial City and neighborhood tours to familiarize them to the area
Pointing out homes for sale and properties that have sold along with sale price
Attend open houses with client, to quickly acquaint them with the various property styles available
Refine search criteria to focus on preferred neighborhoods, home style, price range Research MLS and produce a new list of potential properties
Review with client the revised list of properties
Preview properties for buyer client
Take additional photos of property Schedule client showings with agent representing the sellers
Coordinate multiple, same-day showings
Pick up clients at airport, train, hotel Accompany buyer client to home showings
Provide transportation for neighborhood tours and home showings
Review listing sheet and ask for any clarification from seller's agent
Obtain and review and furnish client with a seller's property disclosure
With buyer client, review written disclosures that the seller is required to make
Obtain, review and give to client, the seller's lead disclosure Point out property flaws that may not be obvious Following a showing, give my honest, unbiased opinion (reverse any seller agent spin)
Offer suggestions on how to remedy undesirable aspects of a property
Talk to neighbors and get inside information on a subject property
Explain RI Lead laws and give information about protecting your family
Explain conditions that are typical or unusual, especially regarding older homes
Give opinion of condition
Refine search criteria and add and subtract potential properties Research past sales history on properties
Obtain Tax Assessor's Record Card on properties
Verify that information on listing sheet matches City records
Check if building permits were issued on past upgrades Explain City tax assessments and tax rates
Explain how to file for exemptions from property tax, such as homestead
Explain how to appeal property tax assessment
Promptly convey price changes and status changes on properties of interest
Point out historic district boundaries
Explain how historic district regulations can effect repairs and upgrades
Research "off market" opportunities (expired listings)
Contact and Inquire of homeowners if they would be willing to sell their homes Solicit information from seller's agent (past offers, any potential buyers, seller's situation, etc.)
Research all comparable currently listed properties
Research sales activity for past 18 months from MLS and public records databases
Research "Average Days on Market" for this property type, price range and location Give an opinion of market value based on comparable market analysis
Identify and discuss the strengths and weaknesses of seller's property
Identify and discuss buyer client's negotiating strengths and weaknesses
Give strategies for making an offer, along with worst and best case scenarios Recommend ways to strengthen an offer without it costing more money
Explain various negotiation options Explain how to best make an offer without having sold buyer's current home
Give referrals for best agents to help buyer client sell their current home in another city Explain the workings of inspection and financing contingencies
Explain the home inspection process and how condition issues are dealt with
Obtain copy of subdivision plat/complex lay-out
Obtain house plans, if applicable and available
Measure and verify interior room sizes
Research property's ownership & deed type
Research property's public record information for lot size & dimensions
Research and verify legal description
Research property's land use coding and deed restrictions
Research property's current use and zoning
Verify legal names of owner(s) public property records
Advise how to minimize the deposit given with an offer
Advise on deposit amount once offer is accepted
Explain escrow (how client's deposit money is held) and how to best protect your deposit Prepare offer and present it to seller or seller's agent
NEGOTIATE OFFERS ON BUYER'S BEHALF TO OBTAIN THE BEST PRICE & TERMS
Counsel buyer client on how best counter an offer
Prepare a Purchase & Sales Agreement that is most favorable to buyer client
Account for client's deposit money Work with buyer client to prevent inadvertently falling out of (breaking) purchase contract and risking loss of deposit
Negotiate for the most favorable closing date for my clients
Advise client and protect them with a properly specified mortgage contingency
Provide names and contact information of mortgage lenders that previous clients found satisfactory
If requested, assist buyer client with obtaining financing and follow-up with lender as necessary
Follow Loan Processing through to the underwriter
Contact lender weekly to ensure processing is on track
Notify seller's agent when mortgage commitment has been obtained
Work with seller's agent to insure that the appliances and things client wants are included in sale
For condos, determine working capital, any current assessments and obtain a condo budget
Verify Condo Association Fees and provide contact information for property manager
Provide names of real estate closing attorneys whom past clients were happy using
Provide contact information for title insurance companies
Make sure property is inspected by the Fire Department for proper smoke & carbon dioxide detectors
Work to insure that any tenancies, leases and rental deposits are disclosed and properly transferred
Work with client to determine what inspections are prudent (mechanical, pest, radon, lead, water, etc)
Research if property is in a flood zone or in wetlands
Explain client's right to inspect for lead
Recommend including any additional favorable provisions, that are not part of a standard sales agreement
Deliver to client an executed purchase and sales agreement Produce timeline for events leading to closing
Monitor deadlines leading up to closing
Request and/or prepare any addendums and extensions
Notify seller's agent when client has applied for mortgage
Provide names of home inspection companies that performed well for past clients
Explain potential radon gas hazards and how to be certain client's new property is safe
Coordinate buyer client's professional home inspection with seller's agent and home inspector
Be present for home inspection
Review home inspector's report
Negotiate with seller's agent for the correction of inspection deficiencies
Confirm that any promised repairs are made
For a condominium, obtain condo by-laws to client for their review
Deliver condominium resale certificate to client
Coordinate closing time and place
Confirm that buyer client has obtained insurance
Furnish names and contact information for suppliers of electricity, gas, water, cable, telephone
Provide names of reliable contractors
Verify security system, current term of service and whether owned or leased
Explain availability of optional homebuyer warranty
Arrange for client walk-through inspection on day of closing Attend closing with buyer client
Negotiate to have corrected any deficiencies found during final walk-through inspection
Receive & carefully review closing figures to ensure accuracy
Forward verified closing figures to seller's agent
Request copy of closing documents from closing attorney
Review closing documents for errors
Confirm that earnest money deposit from escrow account is properly credited to buyer client
Coordinate closing with buyer clients and resolve any timing problems Handover house keys to new owner after a "no surprises" closing
I will put it in writing. See a Coldwell Banker's
Standardized Buyer's Agency Agreement Form. (here)
Before you tell an agent any of your personal or confidential information,
be sure the agent is not also working the seller!
Have them put it in writing. (RI Agency Disclosure Form)
Do you want a Buyer's Agent who will work for you? contact Chris
